3 SUSPENSE ACCOUNTS

3.1 INTRODUCTION

When there is an imbalance between total debits and total credits in the initial trial balance, the failure of the trial balance to 'balance' should be reported and there should be established procedures within the business for investigating and correcting the errors. The first step is to open a special account in the ledger called a suspense account. The account should be opened by entering a balance in the account, such that if the suspense account is added to the trial balance, total debits and total credits will be equal.

Example - manual system

A draft initial trial balance has been prepared, and total debits are $145,600 and total credits are $127,100.

The calculation of the account balances and the trial balance itself are checked, but no errors are found in the preparation of the trial balance. The error or errors are therefore somewhere in the ledger accounting entries.

A suspense account should therefore be opened. Total debits exceed total credits by $18,500 ($145,600-$127,100). The opening balance in the suspense account should therefore be a credit balance of $18,500, to make total debits and total credits equal.

DateDetailsSuspense $DateDetails$
Opening balance18,500

ACTIVITY 5

You have prepared a draft initial trial balance, with total debits of $267,109 and total credits of $295,133. The calculation of the account balances and the trial balance itself are checked, but no errors were found in the preparation of the trial balance. The error or errors are therefore somewhere in the ledger accounting entries. As the first step in the process of identifying and correcting the errors, open up a suspense account.

For a suggested answer, see the 'Answers' section at the end of the book.

In a computerised accounting system, many of the errors or omission that may occur in a manual accounting system simply cannot occur in a computerised system. One of the more common uses of the suspense account in a computerised system is for it to be used as a temporary account to record one part of the accounting entries to record a transaction, pending clarification and amendment of the item in due course.

THE TRIAL BALANCE - CHAPTER 14

3.2 INVESTIGATING THE ERRORS

The balance on a suspense account is the amount by which total debit balances and total credit balances on the ledger accounts are different. It therefore represents the effect of one or more errors where debit entries and credit entries have not matched each other

The next step is to identify the reasons for the errors, and having identified the errors, put them right

The process of looking for the errors involves going back through all the records of accounting transactions posted to the ledger since the previous trial balance was prepared, looking for errors that have been made. This can be a very long and time-consuming process. This is why it is usually a good idea to prepare a trial balance regularly. If an imbalance occurs, there will not be so many transactions to check, since the error must have occurred since the previous trial balance was checked and verified.

Although the search is for mistakes where the debit entry and the credit entry for a transaction have not matched each other, the checking process could reveal other errors too, that have not resulted in a mismatch between debits and credits. If any such errors are found, these should be corrected too, although the correction will not affect the suspense account.

3.3 CORRECTING ERRORS

Most errors, when found, are corrected by recording a double entry adjustment in the ledger accounts.

When an error is a cause of an imbalance between total debits and total credits, the double entry adjustment to correct it will involve either a debit entry or a credit entry in the suspense account.

When an error is found that has not caused an imbalance between total debits and total credits, the double entry adjustment to correct it will not involve an entry in the suspense account.

The procedure for correcting errors is as follows:

1 Having found an error, think about what has gone wrong.

  • (a) Is there an error or omission in any of the ledger accounts? If not, correcting the error will not affect the ledger or the trial balance.
  • (b) If the error means that one or more ledger accounts are incorrect, has it caused an imbalance between total debits and total credits? If it has not caused an imbalance, correcting the error will not affect the suspense account. If it has caused an imbalance, correcting the error will affect the suspense account.

2 If there is an error or omission in any ledger accounts which has not caused an imbalance between total debits and total credits, think about what needs to be done to correct it. The correction will involve a debit entry in one account and a credit entry in the other.

  • (a) If there is an omission from the accounts, it can be corrected by entering a record of the transaction in the accounts, with an appropriate debit and credit entry.
  • (b) If a transaction has been debited to the wrong account, you should credit this account with the value of the transaction, and debit the transaction to the correct account.
  • (c) If a transaction has been credited to the wrong account, you should debit this account with the value of the transaction, and credit the transaction to the correct account.

3 If there is an error or omission in any ledger accounts that has caused an imbalance between total debits and total credits, think about what needs to be done to correct it.

  • (a) Which ledger account is incorrect? Is a debit entry or a credit entry needed to correct the balance on this account? What is the amount by which the account balance has to be corrected? Remember that when an error is due to a transaction having been recorded as a debit when it should have been a credit in the account, or as a credit when it should have been a debit, the adjustment to correct the error will be twice the size of the transaction.
  • (b) Having decided how the ledger accounts should be corrected, with a debit or a credit adjustment, the matching credit or debit should be made to the suspense account.
  • (c) All the errors have not been properly corrected until the balance on the suspense account is zero.
  • (d) Following correction of errors and clearance of the suspense account, a new trial balance should be extracted to ensure that the trial balance is in agreement before financial statements are prepared.

4 Before making any corrections in ledger accounts, the details of the correction should be recorded first of all in the journal, and then posted from the journal to the ledger. The journal entries will provide a record of the corrections that have been made, for future reference if required.

Example manual system

A trial balance has been produced, but the total debits and total credits are unequal.

Trial balance as at 30 June
AccountDebit $Credit $
Equipment
Bank
Receivables
Payables3,100
Capital14,700
Sales56,270
Purchases29,200
Expenses14,500
Sales returns760
Total74,52074,070

An investigation of the accounting records reveals the following errors:

  • (a) The business had purchased $2,400 of new equipment, paying by cheque. The payment has been correctly entered in the bank but has not been posted to any other ledger account.
  • (b) Purchases on credit of $800 have been debited to the payables account
  • (c) Sales returns of $760 have been debited to the receivables account.
  • (d) Cash sales of $1,250 were posted from the cash book (bank account) to the sales account as $1,520.
  1. Open up a suspense account and enter the balance.
  2. Show how each of these errors should be corrected.
  3. Make the correcting entries in the suspense account.
  4. Prepare a corrected trial balance.

Although the ACCA FA1 syllabus and exam presumes that a computerised accounting system is used, this example is helpful to explain and illustrate the methodical approach required to identify and resolve errors in the accounting records.

Solution

Task 1

Total debits exceed total credits by $450 ($74,520-$74,070), so we open a suspense account and enter a credit balance of $450.

DateDetailsSuspense $DateDetails$
30/6Opening balance450
Task 2
Error (a)

This error has caused an imbalance between total debits and total credits, because the cash account has been correctly credited with a payment of $2,400, but there has been no matching debit entry in the equipment account.

To correct:

Journal entry

Dr Equipment$2,400
Cr Suspense$2,400

Correction of error of single entry on cash purchase of equipment

Error (b)

Credit purchases should be credited to the payables account, not debited. This error has therefore caused an imbalance between total debits and total credits. To correct the error we need to credit the payables account with $800 to reverse the incorrect debit and then credit the account with another $800 to enter the transaction correctly.

To correct:

Journal entry

Dr Suspense$1,600
Cr Payables account$1,600

Correction of error, purchases debited to C(P)LCA, now credited

Error (c)

Sales returns should be credited to the receivables account, not debited. This error has therefore caused an imbalance between total debits and total credits. To correct the error we need to credit the receivables account with $760 to reverse the incorrect debit and then credit the account with another $760 to enter the transaction correctly.

To correct:

Journal entry

Dr Suspense$1,520
Cr Receivables ledger account$1,520

Correction of error, sales returns incorrectly credited to receivables, now credited

Error (d)

This error has caused an imbalance between total debits and total credits, because the sales account should have been credited with $1,250, not $1,520. The credit entry is therefore $270 too much. To correct this, we have to debit the sales account with $270.

To correct:

Journal entry

Dr Sales$270
Cr Suspense$270

Transposition error, sales incorrectly credited with $1,520, corrected to $1,250.

Task 3

The correcting entries in the suspense account are as follows:

SuspenseDateDetails$DateDetails$
Payables1,60030/6Opening
balance
450
Receivables1,520Equipment2,400
Sales270
3,1203,120

There is no remaining balance so the error has been corrected.

Task 4

A revised trial balance can now be prepared. Remember that the corrections have adjusted the balances on other ledger accounts. Here, the equipment account, receivables account, payables account and sales account all have altered balances.

Check these amended balances in the trial balance below, to make sure that you agree with how they have been calculated.

Key Points:

  • A debit entry to an account increases the debit balance or reduces the credit balance.
  • A credit entry to an account increases the credit balance or reduces the debit balance.
Corrected trial balance as at 30 June
AccountDebit $Credit $
Equipment (20,700 + 2,400)23,100
Bank540
Receivables (8,820-1,520)7,300
Payables (3,100 + 1,600)4,700
Capital14,700
Sales (56,270-270)56,000
Purchases29,200
Expenses14,500
Sales returns760
Total75,40075,400